An independent study program developed by LOMA to meet the specific customer service education needs of the insurance industry. Participants must pass five courses, including an exam in each course, to earn this designation.
Please Note: This designation cannot be used in Nebraska.
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Awarded by the National Association of Estate Planners and Councils Completion to professionals meeting experience and education qualification with completion of two graduate courses through The American College’s Richard D. Irwin Graduate School. Only open to Financial Planners.
A Financial Planner who has earned the designation may use its abbreviation on stationery, advertising and marketing material. He/she may spell out the designation and use it as outlined below.
· The use of the Accredited Estate Planner initials is acceptable for any producer who has earned the designation (unless prohibited by specific states)
· If the producer is a Financial Planner, he/she may spell out Accredited Estate Planner (unless prohibited by specific states)
Please Note: Also, GA, MD, MN and WA restrict the use of “Estate Planner”, Accredited Estate Planner and/or “AEP” by both Financial Planners and Sales Professionals.
If the producer is not a Financial Planner he/she cannot spell out Accredited Estate Planner because of the word “planner”.
Please Note: This designation has additional requirements and disclosures for non-Prudential Financial Planners (i.e. non-planner registered representatives, sales professionals) as follows:
· Do not hold yourself out as a financial planner, investment advisor, financial consultant, financial counselor or some other specialist in a technical area such as investments, tax, trust or estate;
· Do not hold yourself out as experts in estate planning;
· Do not engage in activity that implies or constitutes advisory services;
· Do not charge a fee or receive compensation for services that are customarily associated with the solicitation, negotiation or servicing of insurance policies; and
· Do not offer his or her services to the public in such a way as to mislead or fail to adequately disclose to the services offered.
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An independent study program developed by LOMA, which explores business office administration concepts and techniques. Participants must pass a proctored exam in order to earn this designation.)
Please Note: This designation cannot be used in Nebraska.
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An independent study program developed by LOMA offering six courses to provide knowledge of state and federal regulation of the life and health insurance industry.
Please Note: This designation cannot be used in Nebraska.
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An independent study program developed by The American College helps those working in the senior market to understand the issues that impact seniors and to assist them in attaining their financial goals. For those successfully fulfilling the program requirements, the initials "CASL" may appear on business cards, stationery, and/or marketing materials in all states, except Massachusetts. The designation cannot be spelled out in any state.
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A designation co-sponsored by the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania for employee benefits professionals. Awarded after completion of ten courses and ten national exams.
Please Note: This designation cannot be used in Nebraska.
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Sales professionals with CFP "CFP® is an educational certification only" , but who have not met the Prudential Financial Planning Services Program requirements and/or qualifications must have the following disclosure on the back of their business cards and on the letterhead: “CFP® is an educational certification only."
This designation is offered to individuals who meet the CFP Board of Standards requirements. An American College five-course curriculum helps students to qualify for and pass the CFP Certification Exam. This course of study provides training in financial planning.
Please Note: This designation has additional requirements and disclosures for non-Prudential Planners (i.e., non-planner registered representatives, sales professionals).
Financial Planners
Financial Planners who have the CFP designation (have met and continue to meet the Prudential Financial Planning Service Program requirements and qualifications) may spell out the designation, use it on stationery and marketing materials, and are not required to use the “CFP is an educational certification only" disclosure. If a financial planner fails to meet the Prudential planner requirements, she/he is required to follow the disclosures outlined below.
Non-Prudential Financial Planners (Sales Professionals)
· Sales professionals with CFP, but who have not met the Prudential Financial Planning Services Program requirements and/or qualifications must have the following disclosure on the back of their business cards and on the letterhead: “CFP is an educational certification only."
· The CFP designation is not authorized for use on any other documents, signage, advertisements, etc.
Please Note: GA, MD and WA non-Prudential financial planner sales professionals with CFP are restricted from using this designation in any manner.
· Sales professionals, who hold the CFP designation but who have not met the Prudential Financial Planning Services Program requirements and/or qualifications may indicate that they have qualified for the CFP designation in the Education section of the Prestige Piece (MFS Personalized Brochure). In addition to the above disclosure, sales professionals will need to include the following: “[name of sales professional] is not acting as a financial planner and does not offer financial planning services.”
· Sales professionals, who hold the CFP designation but who are not Prudential Financial Planners, may not hold themselves out to the public as being Financial Planners. These sales professionals must communicate to their customers that they are acting only in the capacity of an insurance and financial professional.
Sales professionals wanting to participate in the CFP study program must first obtain management/registered principal and Corporate Operations approval.
Please Note: This designation has additional requirements and disclosures for non-Prudential Financial Planners (i.e. non-planner registered representatives, sales professionals) as follows:
· Do not hold yourself out as a financial planner, investment advisor, financial consultant, financial counselor or some other specialist in a technical area such as investments, tax, trust or estate;
· Do not hold yourself out as experts in estate planning;
· Do not engage in activity that implies or constitutes advisory services;
· Do not charge a fee or receive compensation for services that are customarily
associated with the solicitation, negotiation or servicing of insurance policies.
· Do not offer his or her services to the public in such a way as to mislead or fail to adequately disclose to the services offered.
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An advanced financial planning program requiring completion of eight college-level courses offered by The American College, including all five courses in the CFP Certification Curriculum.
An individual who has earned the designation may use its abbreviation on stationery, advertising and marketing material. Only Financial Planners and Registered Investment Advisors (RIAs) may spell out the designation and use it in all states. Producers who are not Financial Planners or RIAs are limited to using the initials in all states except GA, MD and WA. The laws of GA, MD and WA allow only financial planners and RIAs who have earned the designation to use it. No other sales professional may use the designation in these states.
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A managerial leadership designation for financial services professionals granted jointly by The American College and GAMA International. Program topics include recruiting and selection, marketing, leadership and team building.
Please Note: The designation cannot be used in Nebraska
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Sponsored by the Corporation for Long-Term Care Certification, this multidisciplinary long-term care program requires completion of an eight-part correspondence course or a two-day classroom seminar and passing a proctored exam.
Please Note: The designation cannot be used in Nebraska
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A life insurance professional designation offered by The American College with curriculum including course on the economic impact of life insurance, taxation issues, and the role of secure investments.
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The Chartered Mutual Fund Counselor professional education program provides training on how to use mutual funds to meet a wide variety of financial goals - from saving for college education costs and reducing taxes to planning for retirement. Offered through NEFE.
Participants must complete nine modules and a two hour proctored exam in order to earn this designation. Once an individual has earned the designation they may use its abbreviation on stationery, advertising and marketing material. Only Financial Planners and Registered Investment Advisors (RIAs) may spell out the designation and use it in all states. Producers who are not Financial Planners or RIAs are limited to using the initials in all states except GA, MD and WA. The laws of GA, MD and WA allow only financial planners and RIAs who have earned the designation to use it. No other sales professional may use the designation in these states.
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Individual must pass 10 college-level courses by The American College, agree to a strict Code of Ethics and have at least three years of qualifying experience.
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Recognizing the highest tier of customer service in the annuity industry. Only the current year’s award may be shown.
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Fellow, Life Management Institute offered by the Life Office Management Association. The curriculum is made up of ten courses covering Life and Health fundamentals.
Please Note: The designation cannot be used in Nebraska
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Recognizes front-line field management for staff development as
well as production. There are five tiers based on production (Diamond through Bronze). GAMA publishes their requirements each year.
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The highest and most exclusive production-based award available to GAMA members. GAMA publishes their requirements each year.
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Available to members, but issued to an agency or firm name. This is not an individual award. It recognizes achievement in agency management. There are five tiers based on production (Diamond through Bronze). In addition, agency managers must have: at least eight full-time sales professionals.
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Awarded by the American Institute for CPCU and the Insurance Institute of America upon completion of a self-study program covering basic principles that underlie the insurance field, particularly property and casualty insurance.
Please Note: The designation cannot be used in Nebraska
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Co-sponsored by the Health Insurance Association of America (HIAA) and The American Association for Long-Term Care Insurance (AALTCI), this designation is available through a series of self-study or instructor-led programs consisting of four courses, each with a proctored exam.
Please Note: The designation cannot be used in Nebraska
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The Life Underwriters Training Council offers courses in life and other financial products and services that are sponsored by The American College. The curriculum is divided into four parts. Candidates fulfilling the credit requirements are awarded the Fellow designation.
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An educational degree, similar to an MBA, issued by the American College, with curriculum focus on advanced topics in estate and retirement planning and life insurance with option to specialize in business succession planning, pensions, and charitable giving. Requirements include a combination of self-study and on-site courses.
Please Note: This designation cannot be used in Nebraska.
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Similar in study to the CLF designation, The American College formerly offered this degree program. Enrollment is no longer available.
Please Note: This designation cannot be used in Nebraska.
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This award sponsored jointly by LIMRA and NAIFA, salutes life underwriters who achieve superior persistency. Persistency and business practice requirements are published annually.
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Recognizes NAIFA members who write large numbers of life and health insurance policies. Production requirements are published annually
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Individual must meet minimum production and persistency requirements for P&C business as outlined by our P&C carriers.
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Instituted by the National Association of Health Underwriters, this designation requires completion of five courses on employee benefits and retirement plans and adherence to ethics standards.
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Awarded by the International Association for Registered Financial Consultants to those holding a financial planning designation or having passed an RFC examination.
An individual who has earned the designation may use its abbreviation on stationery, advertising and marketing material. Only Financial Planners and Registered Investment Advisors (RIAs) may spell out the designation and use it in all states. Producers who are not Financial Planners or RIAs are limited to using the initials in all states except GA, MD and WA. The laws of GA, MD and WA allow only financial planners and RIAs who have earned the designation to use it. No other sales professional may use the designation in these states.
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Awarded by Prudential annually. May only be used by Financial Planners during the qualifying year.
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