Prudential Designation Requirements

AEP - Accredited Estate Planner

Awarded by the National Association of Estate Planners and Councils Completion to professionals meeting experience and education qualification with completion of two graduate courses through The American College's Richard D. Irwin Graduate School. Only open to Financial Planners.[Back to Top]

N/A [Back to Top]

N/A [Back to Top]

An independent study program developed by LOMA offering six courses to provide knowledge of state and federal regulation of the life and health insurance industry.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

An independent study program developed by LOMA to meet the specific customer service education needs of the insurance industry. Participants must pass five courses, including an exam in each course, to earn this designation. [Back to Top]

N/A. [Back to Top]

An independent study program developed by LOMA, which explores business office administration concepts and techniques. Participants must pass a proctored exam in order to earn this designation.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Not for use in Annuities Sales[Back to Top]

N/A [Back to Top]

N/A [Back to Top]

CEBS is a trademark designation and can be used by only those individuals who have earned the CEBS designation - may use the words "Certified Employee Benefit Specialist," "CEBS" initials or the CEBS logo. [Back to Top]

Sales professionals with CFP, but who have not met the Prudential Financial Planning Services Program requirements and/or qualifications must have the following disclosure on the back of their business cards and on the letterhead:
"CFP is an educational certification only."

This designation is offered to individuals who meet the CFP Board of Standards requirements. An American College five-course curriculum helps students to qualify for and pass the CFP Certification Exam. This course of study provides training in financial planning.
Please Note: This designation has additional requirements and disclosures for non-Prudential Planners (i.e., non-planner registered representatives, sales professionals). [Back to Top]

Sales professionals with CFP, but who have not met the Prudential Financial Planning Services Program requirements and/or qualifications must have the following disclosure on the back of their business cards and on the letterhead:
"CFP is an educational certification only."

Must be used with a Registered mark symbol. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Sponsored by the Corporation for Long-Term Care Certification, this multidisciplinary long-term care program requires completion of an eight-part correspondence course or a two-day classroom seminar and passing a proctored exam.
Please Note: This designation cannot be used in Nebraska [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

An ASPPA member shall make use of the membership titles and designations of ASPPA only where that use conforms to the practices authorized by ASPPA. [Back to Top]

N/A [Back to Top]

Only for employees in Annuities Finance De+D11partment This should be changed to: For employees in the Annuities Group - use only for associates in Annuities Finance Department [Back to Top]

N/A [Back to Top]

InFRE owns a CRC trademarks on both Certified Retirement Counselor® and requires the trademark symbol be used on business cards. InFRE prefers that you present any trademark in italics; however, you may use a non-italicized format if you wish. Whether using the full name or initials, the CRC certification trademark is a proper adjective that describes one of our education programs. The appropriate trademark symbol must be used every time the trademark appears. Always capitalize the first letters in Certified Retirement Counselor®. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

An independent study program developed by The American College helps those working in the senior market to understand the issues that impact seniors and to assist them in attaining their financial goals. For those successfully fulfilling the program requirements, the initials "CASL" may appear on business cards, stationery, and/or marketing materials in all states, except Massachusetts. The designation cannot be spelled out in any state. [Back to Top]

N/A [Back to Top]

This designation may not appear in larger type than the name of the person. [Back to Top]

Granted by the American College to specified individuals. Acts which directly or indirectly extend the member's personal designation to others would present a violation of this Guide. This designation may not be used in a name of a business in a manner which would reasonably lead others to conclude that someone other than the named member held the designation.
Example:
1) John Jones, CLU & Associates is permissible.
2) John Jones & Associates, Chartered Financial Consultants is not permissible.

An advanced financial planning program requiring completion of eight college-level courses offered by The American College, including all five courses in the CFP Certification Curriculum. [Back to Top]

A managerial leadership designation for financial services professionals granted jointly by The American College and GAMA International. Program topics include recruiting and selection, marketing, leadership and team building.
Please Note: The designation cannot be used in Nebraska[Back to Top]

The Chartered Mutual Fund Counselor professional education program provides training on how to use mutual funds to meet a wide variety of financial goals - from saving for college education costs and reducing taxes to planning for retirement. Offered through NEFE. +Participants must complete nine modules and a two hour proctored exam in order to earn this designation. Once an individual has earned the designation they may use its abbreviation on stationery, advertising and marketing material. Only Financial Planners and Registered Investment Advisors (RIAs) may spell out the designation and use it in all states. Producers who are not Financial Planners or RIAs are limited to using the initials in all states except GA, MD and WA. The laws of GA, MD and WA allow only financial planners and RIAs who have earned the designation to use it. No other sales professional may use the designation in these states. [Back to Top]

Individual must pass 10 college-level courses by The American College, agree to a strict Code of Ethics and have at least three years of qualifying experience. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Recognizing the highest tier of customer service in the annuity industry. Only the current year's award may be shown. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Fellow, Life Management Institute offered by the Life Office Management Association. The curriculum is made up of ten courses covering Life and Health fundamentals.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

Must be used with Registered mark symbol. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Recognizes front-line field management for staff development as well as production. There are five tiers based on production (Diamond through Bronze). GAMA publishes their requirements each year. [Back to Top]

Available to members, but issued to an agency or firm name. This is not an individual award. It recognizes achievement in agency management. There are five tiers based on production (Diamond through Bronze). In addition, agency managers must have: at least eight full-time sales professionals. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Not for use in Annuities Sales. [Back to Top]

Not for use in Annuities Sales. [Back to Top]

Not for use in Annuities Sales. [Back to Top]

Not for use in Annuities Sales. [Back to Top]

Not for use in Annuities Sales. [Back to Top]

An ASPPA member shall make use of the membership titles and designations of ASPPA only where that use conforms to the practices authorized by ASPPA. [Back to Top]

An ASPPA member shall make use of the membership titles and designations of ASPPA only where that use conforms to the practices authorized by ASPPA. [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

Awarded by the American Institute for CPCU and the Insurance Institute of America upon completion of a self-study program covering basic principles that underlie the insurance field, particularly property and casualty insurance.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

Co-sponsored by the Health Insurance Association of America (HIAA) and The American Association for Long-Term Care Insurance (AALTCI), this designation is available through a series of self-study or instructor-led programs consisting of four courses, each with a proctored exam.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

The Life Underwriters Training Council offers courses in life and other financial products and services that are sponsored by The American College. The curriculum is divided into four parts. Candidates fulfilling the credit requirements are awarded the Fellow designation. [Back to Top]

This is the middle-tier of membership in the Million Dollar Round Table and the Round Table headquarters reviews and usually resets its production requirements for eligibility annually. A prescribed minimum percentage of production (e.g. 50% for the 2007 production year) must reflect sales of products from the "unlimited" (also referred to as "core") product lines - life, annuities, long-term care, and disability. The minimum production required for Court of the Table level is three times the production required for the basic level of MDRT membership. A candidate must also be a member of NAIFA or another Professional Association accepted by MDRT. After several years with no change, membership dues for this level were increased to $500 in 2007 (previously $400). Applicable requirements for production amounts and other criteria that are subject to change are reflected in the Recognition Program Eligibility Rules document for the current qualifying year. [Back to Top]

Regardless of the membership tier in which one qualifies, an additional status indicator is used to show when an individual has attained 10 years or more of MDRT membership. When approved for the 10th year of membership the individual becomes a Qualifying and Life member. [If initially licensed as an insurance or financial services professional/advisor after age 45, the QL status may be achieved after being approved for membership in six consecutive years.] Once QL status is attained, a member also has the alternative to apply as a Life member (L) by not submitting certified production with the membership application. Whether under QL or L member status, life members must annually submit an application and pay dues. Applicable requirements for production amounts and other criteria that are subject to change are reflected in the Recognition Program Eligibility Rules document for the current qualifying year. [Back to Top]

This is the basic-tier of membership in the Million Dollar Round Table, and the Round Table headquarters annually reviews and usually resets its production requirements for eligibility. A prescribed minimum percentage of production (e.g., 50% for the 2007 production year) must reflect sales of products from the "unlimited" (also referred to as "core") product lines -- life, annuities, long-term care, and disability. A candidate must also be a member of NAIFA or another Professional Association accepted by MDRT. After several years with no change, membership dues for this level were increased to $450 in 2007 (previously $350). Specifics for production amounts and other criteria that are subject to change are reflected in the Recognition Program Eligibility Rules document for the current qualifying year. [Back to Top]

This is the top-tier of membership in the Million Dollar Round Table, and the Round Table headquarters reviews and usually resets its production requirements for eligibility annually. A prescribed minimum percentage of production (e.g., 50% for the 2007 production year) must reflect sales of products from the "unlimited" (also referred to as "core") product lines -- life, annuities, long-term care, and disability. The minimum production required the Top of the Table level is six times the production required for the basic level of MDRT membership, and twice the requirement for Court of the Table. A candidate must also be a member of NAIFA or another Professional Association accepted by MDRT. After several years with no change, membership dues for this level, which also includes Court of the Table, were increased to $1,000 (previously $900). Applicable requirements for production amounts and other criteria that are subject to change are reflected in the Recognition Program Eligibility Rules document for the current qualifying year.[Back to Top]

N/A [Back to Top]

N/A [Back to Top]

N/A [Back to Top]

An educational degree, similar to an MBA, issued by the American College, with curriculum focus on advanced topics in estate and retirement planning and life insurance with option to specialize in business succession planning, pensions, and charitable giving. Requirements include a combination of self-study and on-site courses.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

Similar in study to the CLF designation, The American College formerly offered this degree program. Enrollment is no longer available.
Please Note: This designation cannot be used in Nebraska. [Back to Top]

This award sponsored jointly by LIMRA and NAIFA, salutes life underwriters who achieve superior persistency. Persistency and business practice requirements are published annually. [Back to Top]

Recognizes NAIFA members who write large numbers of life and health insurance policies. Production requirements are published annually. [Back to Top]

Individual must meet minimum production and persistency requirements for P&C business as outlined by our P&C carriers. [Back to Top]

Instituted by the National Association of Health Underwriters, this designation requires completion of five courses on employee benefits and retirement plans and adherence to ethics standards. [Back to Top]

Awarded by the International Association for Registered Financial Consultants to those holding a financial planning designation or having passed an RFC examination. An individual who has earned the designation may use its abbreviation on stationery, advertising and marketing material. Only Financial Planners and Registered Investment Advisors (RIAs) may spell out the designation and use it in all states.
Producers who are not Financial Planners or RIAs are limited to using the initials in all states except GA, MD and WA. The laws of GA, MD and WA allow only financial planners and RIAs who have earned the designation to use it. No other sales professional may use the designation in these states. [Back to Top]

N/A [Back to Top]

Awarded by Prudential annually. May only be used by Financial Planners during the qualifying year. [Back to Top]